Rent-A-Center, Inc. Announces Plans to Refinance Its Senior Debt

June 5, 2006 at 5:09 PM EDT

PLANO, Texas--(BUSINESS WIRE)--June 5, 2006--Rent-A-Center, Inc. (the "Company") (Nasdaq:RCII), the nation's largest rent-to-own operator, announced today that it anticipates refinancing its current senior debt by entering into a new $725 million senior credit facility, consisting of $325 million in term loans and a $400 million revolving credit facility. The Company anticipates completing the transaction in the third quarter of 2006, and intends to utilize the proceeds of the new senior debt to repay its existing senior debt, currently $388.9 million outstanding, and for general corporate purposes.

"Notwithstanding the overall rise in interest rates, we believe the current credit market and pricing of senior debt remains attractive as a result of strong investor liquidity. Accordingly, we believe these factors should provide us with an opportunity to lower our cost of capital and enhance our financial flexibility," commented Mr. Robert D. Davis, the Company's Chief Financial Officer.

Rent-A-Center, Inc., headquartered in Plano, Texas, currently operates 2,743 company-owned stores nationwide and in Canada and Puerto Rico. The stores generally offer high-quality, durable goods such as major consumer electronics, appliances, computers and furniture and accessories under flexible rental purchase agreements that generally allow the customer to obtain ownership of the merchandise at the conclusion of an agreed upon rental period. ColorTyme, Inc., a wholly owned subsidiary of the Company, is a national franchiser of 296 rent-to-own stores, 288 of which operate under the trade name of "ColorTyme," and the remaining eight of which operate under the "Rent-A-Center" name.

This press release contains forward-looking statements that involve risks and uncertainties. Such forward-looking statements generally can be identified by the use of forward-looking terminology such as "may," "will," "expect," "intend," "could," "estimate," "should," "anticipate," or "believe," or the negative thereof or variations thereon or similar terminology. Although the Company believes that the expectations reflected in such forward-looking statements will prove to be correct, the Company can give no assurance that such expectations will prove to have been correct. The actual future performance of the Company could differ materially from such statements. Factors that could cause or contribute to such differences include, but are not limited to: changes in interest rates; changes in the credit markets; the ability to enter into a new senior credit agreement containing terms acceptable to the Company; changes in our debt ratings; and other risks detailed from time to time in the Company's SEC reports, including but not limited to, the Company's annual report on Form 10-K for the year ended December 31, 2005 and its quarterly report on Form 10-Q for the quarter ended March 31, 2006. You are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this press release. Except as required by law, the Company is not obligated to publicly release any revisions to these forward-looking statements to reflect the events or circumstances after the date of this press release or to reflect the occurrence of unanticipated events.

CONTACT: Rent-A-Center, Inc.
David E. Carpenter, 972-801-1214
dcarpenter@racenter.com

SOURCE: Rent-A-Center, Inc.